One of the things that affect us when we are trying to change our financial habits for the better is having to contend with a lack of understanding of family and friends to our struggle, to manage our finances efficiently. It’s something like when you decide to go on a diet: it seems that everyone agrees to invite you to parties or places where food is paramount.
Few are those who put in their shoes, which is why we have a huge desire to not fall into temptation and say no without offending sensibilities.
When you decide to leave the financial morass for better or has even managed to tame the temptations that led him to spend beyond their means, you find that your family and friends invite you to contribute to many of the costs of the different events occur throughout the year: birthdays, christenings, graduations, etc..
Total you are creditworthy. Of course you agree feared being accused of being a mean person or do not want to hurt family and friends, knowing that such behavior can lead to red again.
One way to deal with this type of situation, are these tips:
1. Stop looking for approval. If you are in need of approval and spend money for that purpose, you rather than seek financial advice should seek expert help.
Wish you all feel welcome by us is a utopia. Unless you are covered with gold, does not have to be liked around the world.
It’s serious, prefers people to respect their way of being and to wish for what it is. That does not mean that you will not do their part to enhance their skills and reduce their defects.
As his personal life deserves to be reinforced to perpetrators, wherever they come from, their personal finances are just as private and deserve respect.
2. It is not. The big problem is that many times we say no and then give explanations of why, though no one is calling to us.
If you must give some account of No, arm yourself with patience and explain in a didactic way that you would very much part of that invitation, but if you do, your finances might be weakened for several weeks and you are not able, for now , to face something.
Beware of giving your partner a rant about why that person does not leave the financial gap and things like that.
3. You need not do everything. Who does everything for everyone else, has no time to do anything for himself.
That is positive and healthy is to say no to the requirements of people. While our education is full of many “system” and just “us”, it’s time to start dealing with this form of personal growth.
4. Ok, not easy. It is not easy constantly could you be denied, but you can go to learn the art of not getting to commitments that affect their personal finances.
That is not the day to night and takes time, but better start sooner.